These make it easier for customers to withdraw cash quickly and conveniently. ATM access: Because online banks and fintechs don’t have physical branches, many join extensive ATM networks.Features: Online banks and fintechs may offer unique features, like automatic savings tools, mobile check deposit, and in-app peer-to-peer payments. Many online banks and fintechs also offer 24/7 customer support. 24/7 access: With a website and mobile app, you can access your account whenever, wherever.Low or no fees: Online banks and fintechs can offer accounts and services without monthly fees.
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